#financialplanning

Are you ready to retire? Answer these questions to avoid surprises.

I was delighted to spend the long weekend early this month traveling. I find the short, cold winter days in the Northeast draining. So a friend and I took off for a warm weather destination: Iceland! We left at -8°F with two feet of snow on the ground. Reikjavik was in the low to mid-forties, with no snow in sight. It’s just wrong, and the Icelanders agreed. Now that I’m back, I had to work through the pile of mail that accumulated over the last few days. What struck me, as a